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Joined 5 months ago
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Cake day: April 5th, 2024

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  • My first OS was whatever ran on a Commodore 64. I guess the Commodore kernel and Basic?

    My first distro was whatever version of Fedora was current in the fall of 2008. I’d gone to university that year and my laptop crapped out. Couldn’t afford a legit Windows license at the time to replace it, and I’m pretty sure I just remembered that Red Hat was a thing and found Fedora that way. One thumb drive and 16 years later, still using linux, so I guess that was about the only good thing to come from my abortive first attempt at higher education.


  • When your justification is an uncertain investment, it isn’t that hard of a concept to realize you’re wrong. You’re literally the only person I’ve ever seen advocating for the lump sum payment as the financialyl sound move when it quite nearly halves 100% sure income.

    Inflation is also much less of a concern when you’re talking about literal millions of dollars, unless you’re talking about the Zimbabwe national lotto. If you’re living in a way that your ability to live with $15,000,000/year towards the end of a 30-year annuity payout has materially changed, you have bigger issues than inflation going on.


  • the same reason that you’re better off taking the lump sum vs the 30 year pay out if you win the lottery.

    money today that i can use today is worth more than money tomorrow.

    You might be theoretically better off in an ideal outcome, but I’m pretty sure taking the 30 year payout is the generally recommended option. If I were to win the Mega Millions at the current level, I would need to make investments that paid $96,244,081 over 30 years just to equal the tax savings of taking the annuity versus the lump sum payment. That works out to a 3.1% return on the initial lump sum, every year, 30 years straight. Granted, this isn’t exactly impossible, but it does require a few caveats. For example, this assumes you don’t actually spend any of that money, investing 100% of it and never having a bad year. Of course, the average lotto winner is not exactly known for their great ability to invest their money. Meanwhile, there’s nothing preventing the person taking the 30-year annuity from investing a portion of their annual payouts, which are guaranteed, while returns on investments are explicitly not guaranteed.

    A guaranteed $96,244,081 return is a better investment than a possible $200,000,000 that’s continent on absolutely nothing going wrong for the next 30 years, but the sort of people who run companies seem to forget about this these days.



  • I feel as though I missed the heyday of youtube, and only really started using it within the last few years, so perhaps my perspective is a bit skewed, but I don’t really get the point of a lot of content on there. A lot of the content I consume could easily be replicated elsewhere, or in a different format. A good deal of tech content I consume would be improved, in my view, if it were just a website with an associated discussion forum for clarifying or expanding upon any points people don’t fully get. Plenty of food channels would be better if they were just a cookbook, because they waste so much time on stuff nobody cares about in order to hit a magic length for the algorithm. Most of the long form stuff I come across could just be podcasts without losing anything of value for me.

    I’m entirely willing to say this may well be my “old man yells at clouds” moment, but I just don’t get the majority of youtube content. The appeal of things like Lets Plays (outside of seeing exactly how to beat a spot you’re stuck on) and Vtubers is completely alien to me. I do enjoy travel content, but I find a lot of the stuff uploaded by independent youtube creators to be pretty exploitative and don’t enjoy watching it. I don’t think BBC or Arte or the like willl disappear with youtube. I doubt I’ll miss it very much when it eventually gets killed and Google launches a worse video site one of these days.